There are many ways to go about trying to repair your credit, however some are more efficient than others. Credit repair can be done by yourself by simply contacting the reporting bureau and disputing certain things that appear on your records. This although sounding simple is much more complex than it appears to be, it is not simply dispute and forget when credit repair is the key. Credit repair is a full time job, and if you are in doubt if you have the time to take care of it yourself than hiring a professional may be your best bet, however for those out there still interested in doing this long and tedious task themselves here’s how to go about it. The tediousness of credit repair comes directly from working with the credit reporters, as often times when you dispute something on your credit statement they can find verification for something even though it is not an accurate report in the first place. This is where your rights under the fair credit reporting act should be invoked, as you will need to get dirty tracking down information from the source, be very careful throughout the process in documentation. Credit repair is difficult but not impossible, remember to get verification for everything as well as documenting every bit of information that is available to you. These simple facts can give you a jump start on your credit repair, now all you have to do is go out there and start it.